FHA Seasoning Clarification
As you may know, FHA loan seasoning requires the seller to own the property for 90 days. When does the 90 day calculation begin and end?
The 90 days commences at the time of CLOSING, not the recording of the deed. The 90 days ends when the next buyer signs the contract. In other words, there must be a minimum of 90 days from the date of closing on the acquisition side to the signing of the contract for the resale of the property.





Is there a way to request a waiver on this 90 day seasoning. I’m a private investor. I’ve put good money into a house that is now for sale. I have had it 35 days and my realtor says they won’t even take an offer until 90 days have passed.
Steve
Unfortunately, there is no way to get a waiver of the 90 day seasoning – the rule is strict.